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The Equity Release specialists

Our Later Life Lending Advice Service is designed to help you understand your options when considering a mortgage that is likely to extend into, or start within your retirement. We are available to explain the differences, good and bad, between both types of Equity Release product (Lifetime Mortgage/ Home Reversion), a Retirement Interest Only (RIO) mortgage and a standard mortgage. We can help find and advise the right option for you. You will need to be at least 55 years old to take advantage of an Equity Release product, over 50 for a RIO and generally any age for a Standard Mortgage.

We are proud members of the Equity Release Council and are fully qualified to provide advice. We do NOT charge any fees for our Later Life Lending Advice, to make an application for you or to help you through the process. Our costs are met by your lender without affecting the interest rate or fees you pay them. Contact us for a free, no obligation discussion. We are happy to answer any questions you may have so do please ask.

Why not take our quick quiz and discover how much you know about Equity Release mortgages. We'll be happy to answer any questions that you have.

“Wouldn't hesitate to recommend PF Financial in future. A pleasure to deal with from start to finish, nothing was too much trouble and I was kept up to date throughout the process. Jed really understands what excellent customer service is and it was so reassuring having someone that knowledgeable to turn to. Thanks again!”

Mary Jones, Chesham